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Medicare Advantage Plans
Medicare Advantage Plans are sold by private insurers approved by Medicare, and provide your Part A and B coverage, cover "medically necessary" benefits, and sometimes include Part D drug coverage.
The most common MA Plan types are:
Medicare Advantage Prescription Drug Coverage
Some MA Plans also offer drug coverage. These are called Medicare Advantage Prescription Drug Plans (MAPD Plans). Though you must use drugs on an approved list, the plan may pay part of your Part B or D premium, cover drugs through the coverage gap, and often offer cheaper copayments for generic or mail-order drugs.
BE CAREFUL: if you are in a MA Plan with drug coverage and you join a stand alone drug plan, then you may be disenrolled from your MA Plan and return to Original Medicare.
Special Needs Plans
Special Needs Plans (SNPs), another type of Medicare Advantage Plan, offers services and benefits especially tailored for people who need specialized care and/or focused care management. Read More About SNPs