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Medicare Advantage Plans

Explore our coverage options

Freedom Health Medicare Advantage Plans help cover most of your health needs, often with $0 additional premium costs per month. We offer plans to help with the additional costs of Prescription Drugs, Vision, Dental and more that original Medicare does not cover.

$0 Cost OTC Benefits

✓ Receive a monthly over-the-counter allowance from $35 to $125 each month, based on plan selection. That’s a savings between $420 to $1500 over the course of a year! Easy online ordering or phone your order in!

$0 Cost Health Club

✓ Get a SilverSneakers® Fitness Membership at no cost to you! Search facilities and available amenities by zip code at www.silversneakers.com You can also order a SilverSneakers® Steps home fitness kit if that is more convenient!

$$$Save

✓ Save between $60 to $144.60 each month with a Part B premium refund on select 2021 plans

✓ Comprehensive Dental, Vision and Hearing benefits

$0 Cost Preventative Care

✓ Stay healthier with an array of Preventive Services at NO COST to YOU! Receive an Annual Wellness Visit, screenings, vaccines and many other services to keep you on track.

Becoming a Freedom Health Member ensures that your out-of-pocket costs are never more than you expect.

Speak to an Agent

Toll Free (888) 286-2362
TTY/TDD: 711

Providers & Pharmacies

Our online tools help you find what you need no matter where you are in Florida, or even if you are traveling. If you need more help, don't hesitate to phone us.

Find A Covered Drug

Use the online drug finder tool to determine if your current prescriptions will be covered by our plans.

Service Area Highlights and Testimonials

Plan availability varies. Use the Plan locater to determine which plans are available to you.

Last year when I had knee surgery, I really was apprehensive, it would have cost me close to $9,000. But because I had Freedom I knew that the costs would be covered, it cost me $450 dollars, so I was able to have my surgery. I am now well on the road to recovery and walking much better and I would not have been able to do it if I did not have Freedom.

Patricia Davis
Freedom Platinum Plan RX (HMO) 094

..it's so nice to have this 170 every month.. 165…$170 extra a month that we can go on out and use for ourselves. That we’re not spending for an insurance policy. And they’re giving it back to us. And we still have the same coverage or better coverage now than what we had before.

Gerald W. Herbst
Freedom VIP Savings (HMO SNP) 072

Marion County

Over 13,400 active Freedom Health network members, 70+ Primary Care Office locations, 260+ Specialist Offices and 10 Health Fitness Center locations.

Volusia County

Over 1,800 members in Volusia County enjoy access to 40+ Primary Care Office locations, 240+ Specialist Offices and over 40 Health Fitness Center locations.

Brevard County

Over 2500 members within Brevard County, more than 30 Primary Care Office locations, 240+ Specialist Offices and 30 Health Fitness Center locations.

Citrus County

Over 4,600 members in Citrus County, 30+ Primary Care Office locations, 110+ Specialist Offices and 10 Health Fitness Center locations.

Sumter County

Over 3,500 members in Sumter County, 40+ Primary Care Office locations, 70+ Specialist Offices and 4 Health Fitness Center locations.

Lake County

Over 7,400 members in Lake County enjoy access to over 70 nearby in-network Primary Care Office locations, 300+ Specialist Offices and 10 Health Fitness Center locations.

Seminole County

Over 2,400 members in Seminole County, over 30 Primary Care Office locations, 250+ Specialist Offices and 29 Health Fitness Center locations.

Orange County

Over 9,000 members in Orange County, over 110 Primary Care Office locations, 710+ Specialist Offices and 48 Health Fitness Center locations.

Osceola County

Over 6,300 members in Osceola County, 90+ Primary Care Office locations, 280+ Specialist Offices and 14 Health Fitness Center locations.

Polk County

Over 2,800 active Freedom Health Network members in Polk County, over 90 Primary Care Office locations, 280+ Specialist Offices and more than 30 Health Fitness Center locations.

Hernando County

540+ active members in Hernando County, 60+ Primary Care Office locations, 170+ Specialist Offices and more than 15 Health Fitness Center locations.

Pasco County

Over 730 members in Pasco County, 90+ Primary Care Office locations, 470+ Specialist Offices and more than 30 Health Fitness Center locations.

Pinellas County

Over 730 members in Pinellas County, 110+ Primary Care Office locations, 690+ Specialist Offices and more than 80 Health Fitness Center locations in the Freedom Health Pinellas County network serving both local members and Treasure Coast visitors.

Hillsborough County

Over 1,100 active Freedom Health members in Hillsborough County, 150+ Primary Care Office locations, 900+ Specialist Offices and 70 Health Fitness Center locations.

Manatee County

Over 4,600 active members, 30+ Primary Care Office locations, 270+ Specialist Offices and more than 20 Health Fitness Center locations to choose from in the Manatee County Freedom Health Network.

Sarasota County

Over 3,900 active members, over 50 Primary Care Office locations, 310+ Specialist Offices and more than 20 Health Fitness Center locations in Sarasota County.

Charlotte County

Over 960 active members in Charlotte County, 30+ Primary Care Office locations, 120+ Specialist Offices and more than 10 Health Fitness Center locations within Charlotte County.

Lee County

Over 3,100 active members in Lee County, over 70 Primary Care Office locations, 610+ Specialist Offices and more than 30 Health Fitness Center locations.

Collier County

Over 320 active Freedom Health Network members in Collier County, 60+ in-network Primary Care Physician Providers, 300+ Specialist Offices and more than 10 Health Fitness Center locations.

Broward County

Broward has 70 Primary Care Office locations, 560+ Specialist Offices and 80 Health Fitness Center locations in the Freedom Health Network.

Palm Beach County

Over 740 active Freedom Health Network members, 60+ in-network Primary Care Office locations, 780+ in-network Specialist Providers and over 50 Health Fitness Center locations within Palm Beach County.

Martin County

Over 200 members in Martin County, 5+ Primary Care Office locations, 100+ Specialist Offices and more than 10 Health Fitness Center locations. Click the map to view plans for Martin County.

St Lucie County

Over 2,200 members in Saint Lucie County, 10+ Primary Care Office locations, 200+ Specialist Offices and currently 9 Health Fitness Center locations.

Indian River County

Over 2,100 active Freedom Health Advantage Plan members in Indian River County, 6+ Primary Care Office locations, 130+ Specialist Offices and 5 Health Fitness Center locations. You can choose your care providers from anywhere in Florida.

Freedom Health
Last Updated: 07/07/2021

Helpful Links
CMS Model Electronic Complaint Form
The Medicare Beneficiary Ombudsman
Unable to view PDFs? Click here
Benefits During Disasters and Catastrophic Events
Click here for Multi-Language Interpreter Service
Servicios de interpretación en varios idiomas
(Multi-Language Insert) | (Inserción de varios idiomas)
Section 1557 Notice of Non-Discrimination: English | Spanish

Hours
From October 1 to March 31, we are open 7 days a week from 8 a.m. to 8 p.m. EST.

From April 1 to September 30, we are open Monday through Friday, 8 a.m. to 8 p.m. EST.

Telephone
Toll Free 1-800-401-2740
TTY/TDD: 711

Mailing Address
P.O. Box 151137
ATTN: Freedom Health
Tampa, FL 33684

Serving the following areas in Florida:

Brevard County:
- Includes Cape Canaveral, Cocoa Beach, Cocoa, Indian Harbour Beach, Melbourne, Palm Bay, Rockledge, Satellite Beach, Sebastian, Titusville and West Melbourne, Florida

Broward County:
- Includes Coconut Creek, Cooper City, Coral Springs, Dania Beach, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hollywood, Lauderdale Lakes, Lauderhill, Lighthouse Point, Margate, Miramar, North Lauderdale, Oakland Park, Parkland, Pembroke Pines, Plantation, Pompano Beach, Sunrise, Tamarac, West Park, Weston and Wilton Manors, Florida

Citrus County:
- Includes Crystal River, Inverness, Beverly Hills, Black Diamond, Citrus Hills, Citrus Springs, Floral City, Hernando, Homosassa, Homosassa Springs, Inverness Highlands North, Inverness Highlands South, Lecanto, Pine Ridge, Sugarmill Woods, Chassahowitzka and Holder, Florida

Charlotte County:
- Includes Punta Gorda, Charlotte Harbor, Charlotte Park, Cleveland, Englewood, Grove City, Harbour Heights, Manasota Key, Port Charlotte, Rotonda, Solana, Adrian Town, Boca Grande and Cape Haze, Florida

Collier County:
- Includes Everglades City, Marco Island and Naples, Florida

Hernando County:
- Includes Aripeka, Bayport, Brookridge, Brooksville, Garden Grove Estates, Hernando Beach, High Point, Hill n Dale, Istachatte, Lake Lindsey, Masaryktown, Nobleton, North Brooksville, North Weeki Wachee, Pine Island, Ridge Manor, Ridge Manor West, South Brooksville, Spring Hill, Spring Lake, Weeki Wachee and Weeki Wachee Gardens, Florida

Hillsborough County:
- Includes Plant City, Tampa, Temple Terrace, Apollo Beach, Balm, Bloomingdale, Boyette, Brandon, Carrollwood, Cheval, Citrus Park, Dover, East Lake-Orient Park, Egypt Lake-Leto, Fish Hawk, Gibsonton, Keystone, Lake Magdalene, Lutz, Mango, Northdale, Palm River-Clair Mel, Pebble Creek, Progress Village, Riverview, Ruskin, Seffner, Sun City Center, Thonotosassa, Town 'n' Country, University, Valrico, Westchase and Wimauma, Florida

Indian River County:
- Includes Fellsmere, Sebastian, Vero Beach, Indian River Shores, Orchid, Florida Ridge, Gifford, Roseland, South Beach, Vero Beach South, Wabasso, Wabasso Beach, West Vero Corridor, Windsor (formerly North Beach) and Winter Beach, Florida

Lake County:
- Includes Clermont, Eustis, Fruitland Park, Groveland, Leesburg, Mascotte, Minneola, Mount Dora, Tavares, Umatilla, Astatula, Howey-in-the-Hills, Lady Lake, Montverde, Altoona, Astor, Ferndale, Four Corners, Lake Kathryn, Lake, Mack-Forest Hills, Lisbon, Mount Plymouth, Okahumpka, Paisley, Pine Lakes, Pittman, Silver Lake, Sorrento and Yalaha, Florida

Lee County:
- Includes Bonita Springs, Cape Coral, Fort Myers, Sanibel, Fort Myers Beach, Estero, Alva, Bokeelia, Buckingham, Burnt Store Marina, Captiva, Charleston Park, Cypress Lake, East Dunbar, Fort Myers Shores, Gateway, Harlem Heights, Iona, Lehigh Acres, Lochmoor Waterway Estates, Matlacha (on Matlacha Island), Matlacha Isles-Matlacha Shores, McGregor, North Fort Myers, Olga, Page Park, Palmona Park, Pine Island Center, Pine Manor, Pineland (on Pine Island), Punta Rassa, San Carlos Park, St. James City, Suncoast Estates and Tanglewood, Florida

Marion County:
- Includes Belleview, Dunnellon, Ocala, McIntosh, Reddick, Silver Springs Shores and The Villages (with Sumter County), Florida

Manatee County:
- Includes Anna Maria, Bradenton, Bradenton Beach, Holmes Beach, Palmetto, Longboat Key, Bayshore Gardens, Cortez, Ellenton, Memphis, Samoset, South Bradenton, West Bradenton, West Samoset, Whitfield, Duette, Village of the Arts, Myakka City, Oneco, Parrish, Terra Ceia, Rubonia, Gillette, Palm View, Memphis Heights, Palma Sola, Manavista, Fort Hamer, Manhattan, Oak Knoll, Waterbury, Verna, Marsh Island, Snead Island, Rattlesnake Key, Rye, Elwood Park, Ward Lake and Cedar Hammock, Florida

Martin County:
- Includes Stuart, Jupiter Island, Ocean Breeze, Sewall's Point, Indiantown, Hobe Sound, Jensen Beach, North River Shores, Palm City, Port Salerno, Rio, Hutchinson Island and Port Mayaca, Florida

Orange County:
- Includes Apopka, Bay Lake, Belle Isle, Edgewood, Lake Buena Vista, Maitland, Ocoee, Orlando, Winter Garden, Winter Park, Eatonville, Oakland and Windermere, Florida

Osceola County:
- Includes Kissimmee, St. Cloud, Buenaventura Lakes, Campbell, Celebration, Four Corners, Poinciana, Yeehaw Junction, Bull Creek, Deer Park and Harmony, Florida

Palm Beach County:
- Includes Atlantis, Belle Glade, Boca Raton, Boynton Beach, Briny Breezes, Cloud Lake, Delray Beach, Glen Ridge, Golf, Greenacres, Gulf Stream, Haverhill, Highland Beach, Hypoluxo, Juno Beach, Jupiter, Jupiter Inlet Colony, Lake Clarke Shores, Lake Park, Lake Worth, Lantana, Loxahatchee Groves, Manalapan, Mangonia Park, North Palm Beach, Ocean Ridge, Pahokee, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm Springs, Riviera Beach, Royal Palm Beach, South Bay, South Palm Beach, Tequesta, Wellington, Westlake and West Palm Beach, Florida

Pasco County:
- Includes Dade City, Port Richey, New Port Richey, San Antonio, Zephyrhills, St. Leo, Aripeka, Bayonet Point, Beacon Square, Connerton, Crystal Springs, Dade City North, Elfers, Heritage Pines, Holiday, Hudson, Jasmine Estates, Key Vista, Lacoochee, Land O' Lakes, Meadow Oaks, Odessa, Pasadena Hills, Quail Ridge, River Ridge, Shady Hills, Trinity and Trilby, Florida

Pinellas County:
- Includes Belleair, Belleair Beach, Belleair Bluffs, Clearwater, Dunedin, Gulfport, Indian Rocks Beach, Largo, Madeira Beach, Oldsmar, Pinellas Park, Safety Harbor, Seminole, South Pasadena, St. Pete Beach, St. Petersburg, Tarpon Springs, Treasure Island, Indian Shores, Kenneth City, Redington Beach, Redington Shores, Bardmoor, Bay Pines, Bear Creek, East Lake, Feather Sound, Greenbriar, Harbor Bluffs, Lealman, Palm Harbor, Ridgecrest, South Highpoint and Tierra Verde, Florida

Polk County:
- Includes Auburndale, Bartow, Davenport, Eagle Lake, Fort Meade, Frostproof, Haines City, Lake Alfred, Lakeland, Lake Wales, Mulberry, Polk City, Winter Haven, Dundee, Hillcrest Heights, Lake Hamilton, Highland Park, Alturas, Babson Park, Bradley Junction, Combee Settlement, Crooked Lake Park, Crystal Lake, Cypress Gardens, Four Corners, Fuller Heights, Fussels Corner, Grenelefe, Highland City, Homeland, Inwood, Jan Phyl Village, Kathleen, Lakeland, Highlands, Loughman, Medulla and Poinciana, Florida

Saint Lucie County:
- Includes Fort Pierce, Port St. Lucie, St. Lucie Village. Fort Pierce North, Fort Pierce South, South Hutchinson Island, Indian River Estates, Lakewood Park, River Park, White City and Viking, Florida

Sarasota County:
- Includes Sarasota, Venice, North Port, Longboat Key, Desoto Lakes, Englewood, Fruitville, Gulf Gate Estates and Laurel, Florida

Seminole County:
- Includes Altamonte Springs, Casselberry, Lake Mary, Longwood, Oviedo, Sanford, Winter Springs, Black Hammock, Chuluota, Fern Park, Forest City, Geneva, Goldenrod (with Orange County), Heathrow, Midway, Wekiwa Springs, Bertha, Indian Mound Village, Lake Monroe, Slavia, Sanlando Springs and Taintsville, Florida

Sumter County:
- Includes Bushnell, Center Hill, Coleman, Webster, Wildwood, Lake Panasoffkee, The Villages, Croom-A-Coochee, Linden, Mabel, Oak Grove, Orange Home, Oxford, Royal, Rutland, St. Catherine, Sumterville, Tarrytown, Wahoo

Volusia County:
- Includes Daytona Beach, Daytona Beach Shores, DeBary, DeLand, Deltona, Edgewater, Holly Hill, Lake Helen, New Smyrna Beach, Oak Hill, Orange City, Ormond Beach, Port Orange, South Daytona, Pierson, Ponce Inlet, DeLand Southwest, De Leon Springs, Glencoe, North DeLand, Ormond-by-the-Sea, Samsula-Spruce Creek, Seville, West DeLand, Alamana, Allandale, Ariel, Bakerstown, Barberville, Benson Junction, Beresford, Bethune Beach, Blake, Blue Springs Landing, Bluffton, Boden, Cassadaga, Cabbage Bluff, Connersville, Conrad, Cow Creek, Creighton, Cypress Lake Estates, Daisy Lake, Daytona Highridge Estates, Daytona Park Estates, Deadman Landing, DeLand Highlands, DeLeon Springs Heights, Edgewater Junction, Eldora, Eldridge, Ellinor Village, Emporia, Enterprise, Farmton, Fatio, Fort Florida, Glenwood, Halifax Estates, Harbor Oaks, Hucomer, Isleboro, Kalamazoo, Lake Ashby Shores, Lemon Bluff, Maytown, Mission City, Mound Grove, National Gardens, Florida, Orange City Hills, Ortona, Osteen, Packwood Place, Pennichaw, Riverside, Seabreeze and Senyah, Florida

Freedom Health, Inc. is an HMO with a Medicare contract and a contract with the state of Florida Medicaid program. Enrollment in Freedom Health, Inc. depends on contract renewal. This Information is not a complete description of benefits. Call 1-800-401-2740 (TTY: 711) for more information. Medicare beneficiaries may also enroll in Freedom Health through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. Every year, Medicare evaluates plans based on a 5-star rating system.

Freedom Health, Inc. has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Chronic Condition Special Needs Plan (C-SNP) through 2021 and a Dual Special Needs Plan (D-SNP) through 2023 based on a review of Freedom Health, Inc.’s Model of Care.

Freedom Health, Inc. complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Freedom Health, Inc. cumple con las leyes federales de derechos civiles aplicables y no discrimina por motivos de raza, color, nacionalidad, edad, discapacidad o sexo. Freedom Health, Inc. konfòm ak lwa sou dwa sivil Federal ki aplikab yo e li pa fè diskriminasyon sou baz ras, koulè, peyi orijin, laj, enfimite oswa sèks. Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-401-2740 (TTY: 711). Kreyòl Ayisyen (French Creole): ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele 1-800-401-2740 (TTY: 711).

These materials may be made available in alternate formats (e.g., large print, Braille) to individuals with disabilities, upon request.